The hospitality industry has had to adapt to the new normal more than most or face never truly recovering from this unprecedented event. An event which has seen hotels in the UK forced to shut down for a period of months – unheard of before this all started back in December 2019.
Motor trade insurance can protect against not just obvious risks but also those you might not even be aware of. Read our guide to these hidden risks so you can protect yourself, your staff and customers – forewarned is forearmed after all.
Even though restrictions have been lifted, many employees continue to do their jobs from the comfort of their own homes. But, when it comes to office buildings or commercial premises, the risk is still there – even though the people are not.
Second homes are a smart way to have your cake and eat it – enjoying your own private bolthole while also gaining in value over time. Improving your property can also be a win-win, making it a nicer place to be while also boosting market value or rental potential.
As manufacturing processes become increasingly digitised, the sector faces a growing threat of cyberattacks. So what are the risks and how could cyber criminals exploit weakness in your systems? What action can you take to protect your business, from implementing security patches to taking out commercial insurance?
Many of us have been spending a lot more time at home due to lockdown. Lots of people have also found themselves with more spare time as a result of being furloughed, having their hours reduced or not having to commute to and from the office. If you’re one of these people, you might have turned your attention to your humble abode and what you can do to make it better!
The good news is that there are many simple tricks for getting rid of that nasty empty house smell. Before we begin, though, it’s important to make sure that your unoccupied home is protected.
According to the hair and beauty trade body NHBF there are an estimated 43,000 hair and beauty businesses in the UK. Each one of these is at the very heart of its local community. Offering a much-needed space for friends to talk and unwind and get some well-deserved pampering. While these salons have higher business survival rates, compared to other sectors, many of them are small businesses and during turbulent times come under threat.
From ice cream parlours to hair salons and garage repair shops, running your own business and being your own boss is a dream come true for many. However, with the rewards come challenges. One of which is choosing the right type of commercial insurance needed to protect yourself, your business and your employees. After all, as with businesses themselves, there’s no one-size-fits-all policy.
A hair salon is a business that handles water, chemicals, electrical appliances, blades and cutting machines. What’s more, they’re open to members of the public. There are lots of health and safety issues to consider in a hair salon or barbershop, so let’s look at the main risks.
Stepping out on your own can be thrilling and financially rewarding, but the risks are also higher. Commercial insurance is essential to ensure you don’t lose out if something happens that could be covered by insurance.
As a landlord, it doesn’t matter how many properties you have in your portfolio, you want to make sure every single one is protected. After all, each property – whether a single occupancy house or apartment, HMO or commercial building – represents a significant and valuable asset.